Terms and Conditions of Service
These terms and conditions govern your use of wovarinexalo's financial planning subscription services and website. Please read carefully before using our services.
By accessing our website, subscribing to our services, or using our consultation offerings, you agree to be bound by these terms and conditions.
Important Definitions and Terminology
The following definitions apply throughout these terms and conditions:
- Service refers to our subscription-based financial planning consultations, guidance, and related support offerings
- User refers to any individual accessing our website or subscribing to our financial planning services
- Content refers to all information, materials, recommendations, and guidance provided during consultations or through our website
- Account refers to your subscription profile and associated service access credentials
Acceptable Use of Our Services
Our financial planning services are provided for legitimate personal financial planning purposes only.
Service Eligibility Requirements
Users must be at least 18 years old and legally capable of entering binding agreements. Services are available to Australian residents and may be subject to regulatory restrictions for international users.
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Your Responsibilities as a Service User
As a user of our financial planning services, you agree to:
- Provide accurate and complete information during consultations and subscription registration
- Use services only for lawful personal financial planning purposes
- Maintain confidentiality of your account credentials and notify us of unauthorized access
- Pay subscription fees promptly according to agreed terms and billing schedules
Prohibited Activities and Restrictions
The following activities are strictly prohibited when using our services:
- Sharing account access credentials with unauthorized third parties
- Using services for illegal activities or fraudulent purposes
- Attempting to reverse-engineer, copy, or redistribute proprietary planning materials
- Harassing or threatening our staff members or other service users
- Using services to compete with or undermine our business operations
Intellectual Property Rights and Ownership
All content, materials, methodologies, and intellectual property provided through our services remain the exclusive property of wovarinexalo and are protected by Australian copyright and intellectual property laws.
Privacy and Data Protection
Your privacy is important to us. Our collection, use, and protection of personal information is governed by our comprehensive privacy policy. Please review our privacy policy for detailed information
Subscription Fees and Payment Conditions
Our financial planning services are offered through a subscription model with the following payment terms:
Monthly subscription fee of AUD $250 including GST, payable in advance. Payment is processed automatically unless cancelled with appropriate notice. All fees are non-refundable once services are accessed.
Subscription fees are non-refundable after consultation services have been accessed or utilized during the billing period.
Service Disclaimers and Limitations
Important limitations apply to our financial planning consultation services:
Services are provided without warranties regarding specific financial outcomes or guaranteed results. Past performance does not guarantee future results.
Financial planning involves risks and individual circumstances vary significantly. All recommendations should be carefully considered.
Limitation of Liability
Our liability is limited to the maximum extent permitted under Australian law. We shall not be liable for consequential damages, lost profits, or indirect damages arising from service use.
User Indemnification Obligations
Users agree to indemnify wovarinexalo against claims, damages, or expenses arising from breach of these terms, misuse of services, or violation of applicable laws.
Dispute Resolution Procedures
Disputes will be resolved through the following process:
Australian Jurisdiction and Arbitration
Disputes are subject to Australian law and jurisdiction. Formal disputes may be subject to arbitration under Australian commercial arbitration rules.
International Client Dispute Resolution
International clients may access dispute resolution through applicable local authorities or international dispute resolution mechanisms.
Contact local regulatory authorities for cross-border dispute assistance
Service Termination Conditions
Either party may terminate subscription services with 30 days written notice. We reserve the right to terminate services immediately for breach of terms or prohibited activities.
Applicable Law and Jurisdiction
These terms are governed by Australian law and subject to the jurisdiction of Australian courts. Regional variations may apply based on specific state or territory regulations.
Severability of Terms
If any provision of these terms is found invalid or unenforceable, remaining provisions continue in full force and effect.
Complete Agreement Terms
These terms constitute the complete agreement between users and wovarinexalo regarding service provision and supersede all prior agreements or understandings.
Terms Modification and Updates
We reserve the right to modify these terms with reasonable notice to users. Continued use of services indicates acceptance of updated terms.
Terms and Conditions Questions
For questions about these terms and conditions or clarification of service conditions, please contact us:
Registered Company Name: wovarinexalo
Email Address: contact@wovarinexalo.com
Phone Number: +61 7 3185 135
Business Address: 145 Collins Street, Melbourne VIC 3000, Australia
Legal information last updated: September 29, 2025
Document Version: 2.1